HSH Nordbank Group at a glance

Income Statement

in (€ m)
  2015 2014
Net income before restructuring 954 883
Net income before taxes 450 278
Group net result 98 160
  

Balance Sheet

in (€ bn)
  31.12.2015 31.12.2014
Equity 4.9 4.7
Total assets 97.0 110.1
Business volume 106.2 119.9
  

Capital Ratios1)

in (%)
  31.12.2015 31.12.2014
CET1 ratio 12.3 10.02)
Tier 1 capital ratio 16.4 14.4
Regulatory capital ratio 20.6 18.7
1) According to the same period calculation under the CRR rules.
2) Plus a buffer of 2.6 percentage points, which arose effective 31 December 2014 from the way in which the second-loss guarantee works.

Employees

(computed on full-time equivalent basis)
  31.12.2015 31.12.2014
Total 2,384 2,579
Germany 2,264 2,422
Abroad 120 157
  

Long-Term Ratings

  Unguaranteed liabilities Guaranteed
liabilities 3)
Public-sector
Pfandbriefe
Mortgage
Pfandbriefe
Ship
Pfandbriefe
Moody’s Baa 3 Aa 1 Aa 2 Aa 3 Baa 2
Fitch BBB– AAA
3) Liabilities covered by guarantor‘s liability (Gewährträgerhaftung).

Due to rounding, numbers presented throughout this document may not add up precisely to the totals provided and percentages may not precisely reflect the absolute figures.